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Welcome to the Privacy Policy for Cayman Job Killer Company (“we” or “us” or “Cayman Job Killer”) web site located at www.Cayman Job Killer.com (this “Web Site”). We appreciate your interest in this Web Site and other linked Cayman Job Killer sites. This Privacy Policy applies and is limited to treatment of information that is collected via this Web Site.

General and Policy Updates
Cayman Job Killer takes the privacy of your personal information very seriously and will make reasonable efforts to use your personal information in accordance with this Privacy Policy. Please review this Privacy Policy carefully. We may revise this Privacy Policy over time. If we make significant changes, we will notify you by posting a notice on our Web Site. Please check this Web Site from time to time for the most current version of our Privacy Policy. Your continued use of this Web Site after we have notified you of such changes as described above constitutes your acceptance of such changes.

Information We Collect
You may be asked to provide personal information such as your first and last name, company name, email address, phone number, fax number and address. You may also be asked to establish a login name and password in order to access certain areas of this Web Site. If you forget your password, you may send us an email, and we will email the password to you. Cayman Job Killer’s web servers automatically collect Web Site usage information from you when you visit this Web Site.

Web Site usage information informs us about how our visitors use and navigate this Web Site, including the number and frequency of visitors on each Web Page, their Internet Protocol addresses, the length of their stays and the actions they take (including purchases). Certain pages of this Web Site may use cookies and clear graphics interchange format images (GIFs) to track and store your information for the purposes described in this policy and to allow us to recognize you as a registered user if you return to this Web Site using the same computer and browser.

A cookie is a tiny element of data that a Web Site can send to your browser, which may then be stored on your hard drive so that the Cayman Job Killer server can recognize when you return. You can erase or block this information from your computer if you want to.

Over ninety two different nationalities are depicted in Cayman. Most of the population includes Caymanian, British, Jamaican, South American, American, Filipino and Canadian. The major industries are financial services and tourism.

Exploring a bit of the traditions and customs
At one time this island was referred to as place forgotten by time, but the Cayman Islands seem to catapult in the twenty-first century to become one of the world’s leading tourism, finance and banking centers. The majority of the Caymanian traditions and customs are generally associated with religious holidays.
For instance, taking family trips on the weekend with family is very important in this culture, but even more so during Christmas season.

Types of accommodation
It is possible to find apartments, townhouses, condos and houses available if you are looking to purchase or for time share opportunities. The prices will vary according to the location, design, size and additional features. Keep in mind that the beachfront properties are generally expensive, especially those located along the Seven Mile Beach.

If you are not certain of the advantages or disadvantages for buying or renting, you can take advantage of the temporary homes which the company might offer for several weeks to help with your relocation. Additionally, there are benefits of staying at a hotel without paying the tax which is levied on tourist once you can show that you have a work permit. The rates will vary based on the property, so ensure that you check beforehand.

Transportation
Recommended Reading

Here are some rules that you need to be aware of when driving on the road:

• You should drive on the left side.
• There are several four-way stops and the first vehicle to approach one should go first.
• You are allowed to make a left turn at the red light once you come to a full stop.
• The roundabouts can be extremely confusing, but always go around in a clockwise direction, while giving way to the motorist coming from the right.
• Throughout Cayman you will discover drivers from around the world, so it is important to stay alert and look out for any sign of unusual driving if you want to be safe.

Climatic conditions
The best appealing weather throughout Cayman will be in the winter season, which last from December into April. During this period you can find minimal rainfall, amazing sunshine and a continuous cool breeze. These weeks likewise correspond with the peak tourist period. The rainy season is generally from May to November, but once there is no indication of a tropical storm, rainfall normally takes place for a couple of hours and will not come again for the remainder of the day. The humidity has elevated levels in summer time helping to make the islands sticky and damp.

Opportunities for investing in Cayman Islands
All over the world, this location is generally recognized as a jurisdiction in which taxation is not levied on businesses or individuals. Cayman is in reality a tax-neutral legal system which means that even though taxes may not be levied on salary or earnings generated regionally, all expatriates who are working within Cayman will be obligated under the tax legislation of his / her country to report any income earned internationally will still have that responsibility, even when they are not subjected to taxation in Cayman.

When you are in Cayman, you will not owe any taxes on income earned regionally or even on capital gains and profits from investments. Furthermore, there aren’t any sales, services and goods taxations or VAT, plus numerous luxury items can be partly or totally duty free.

What you must know when arriving in Cayman Islands with no connections
When you make the decision to relocate to this island and you are not a citizen or perhaps married to a citizen of Cayman, there are actually four ways for you to become a legal citizen:

• Having a full work permit
• Getting residency available for individuals by independent methods
• Obtain a temporary working permit

Student visas
Before looking at what is required for each it is important to note that there is a superseding theory within Cayman immigration laws, which state that all career and employment opportunities must be offered to the citizens of Cayman prior to advertising to other persons. Generally, the people in Cayman will be given preference more than similarly certified expatriates and as a result employers need to take actions to offer training options and working experience to Caymanians having the potential of filling a specific position.

1. Having a full work permit
This will make it possible for any individual to work and stay in Cayman for a specific time period (with the exception of individuals married to a Cayman citizen). All the fees for the permit will be the obligation of the employer and the immigration laws discourages employees from paying these fees.

Before approving or renewing any permit, all the related Boards have to be pleased with various issues which include:

The requirement to hire a potential employee
Efforts to locate a Caymanian, his or her spouse, a citizen who have the right to be working or an individual who is already legal citizen to occupy the job

The reputation of the potential employee
Having proper protection of regional interests

This type of work permit could be given for a 5 year period based on particular circumstances and might be subjected to conditions along with a fee that is renewable annually. Some of the documents needed when making a request for full work permits include:

• A specific application form
• A complete and precise outline for the vacancy to be occupied
• A copy of the advertisements publicized within a regional newspaper for 2 consecutive weeks in addition to any CVs and responses of the applicants from Cayman
• A couple of photographs with passport size, one with full profile and the other with facial shot
• Completing a form for accommodation
• The original certificate for police clearance
• Health insurance and pension information

Recommended fees
Resume cover letter describing all the certification essential for performing this job; the reasons for applicant to seek a full work permit and also all reasons for not hiring a Cayman citizen to fill the position

A questionnaire for medical history

2. Getting residency available for individuals by independent methods
When it comes to international visitors not looking for work within the Cayman Islands and just hoping to obtain the legal right to live on the island, you can find alternative choices. For example, it's possible to make an application to the Chief Immigration Officer to get Residency Certification which can be valid for 25 years and also renewable.

If you opt to live in the Grand Cayman areas, you are required to show proof for annual earnings having a minimum of CI$150,000 with no need to be employed and also have CI$750,000 for investment purposes (CI$250,000 from this total must be towards real estate).
However, if you are choosing to live in Cayman Brac or Little Cayman a proof of annual earnings must be CI$75,000 with no need to seek employment, plus CI$250,000 for local investments with a minimum of CI$125,000 for residential real estate. In addition, there will be a fee of CI$15,250 which is needed as a one-time payment.

3. Obtain a temporary working permit
Based on the right scenarios and also on appropriate application a temporary work permit might be given by the Chief Immigration Officer or one of his designate to any person permitting him or her work in Cayman. These permits when given tend to be for no more than 6 months and will not be renewed or extended.

Despite the fact that this type of permit could be and seem to be frequently utilized as a link between the appearance of an expatriate employee as well as the issuing of the standard permit, the use with the exception of certain circumstances, for individuals who are definitely not intended as temporary workers will be discouraged.
Some of the documents needed to make applications for this permit include:

Application form
When permit is required for more than 3 month period, a medical questionnaire must be completed.

Recommended fees
A genuine certificate for police clearance
Resume cover letter documenting exactly why the candidate is attempting to get a temporary permit and also precise reasons for not giving the position to Caymanian citizen
Some photographs, preferably passport size showing full profile and face shot

Keep in mind that there will be no exclusion on applicants who have dependents, as all application is handled on a situational basis.
Nevertheless, not all overseas persons employed in Cayman will require a work permit. Generally, certain groups of person excluded from these requirements will be subjected to stringent conditions. These groups of workers include Cayman Government workers; journalists working for reputable news operation and also non-executive company directors doing business on the island.

4. Student Visas
All non-Caymanian over 18 years or older who want to enter Cayman in order to attend a recognized educational facility full time might be given a student visa. However, this student needs to be self-sufficient or perhaps supply evidence of getting assistance from additional sources. Keep in mind that student visas will not permit persons to work and they will be expected to depart from the Cayman Islands as soon as the program is completed. This visa can be given for a 4 year time period, but it could be extended for as much as 12 months at an additional cost.

The following is a brief overview for working in the Cayman Islands
This island is recognized as a major international financial center and one of the popular destinations for tourist. As a result of this, the opportunities for employment are primarily widespread within the tourism industries and financial services. Considering the fact that many other industries are in existence mostly for servicing the requirements of the regional market, for instance construction, medical, entertainment, these opportunities are generally restricted to some extent.

Throughout Cayman you will discover that the workforce is educated, but there tend to be inescapably more job opportunities to be occupied compared to qualified individuals. In essence, if you are flexible, patient and determined you will be able to discover suitable employment irrespective of your experience and qualifications.
For years now the plethora of reasons which led to the vacancies and job opportunities in Cayman remains extremely high, perhaps even when one think about the effects of the economic downturn. As a result of this ongoing growth and success of its tourism industries and financial services and also the latest immigration policies and laws this will not make it possible for expatriate individuals to stay on the island as much as 7 years.

How to take advantage of employment opportunities
First of all you have to obtain appropriate work permit. There are strict regulations in place for persons seeking work permits in order to ensure that the citizens of Cayman along with their dependants will be given first preference to get any job position. These guidelines present several distinctive obstacles for expatriate workers, so it’s best to have a basic knowledge of this procedure and what is required to get employed if you want to avoid being placed in a situation which is disastrous and improvident. Unless you are on a Government contract, you will be required to have a legitimate work permit so that you can work and live in Cayman.

The process to get work permits could take many months. However a temporary permit to work for about three to six months could be given considerably quicker, but tend to be commonly discouraged in preference of full permits, which will last for one year or more and must consequently be utilized in extraordinary circumstances.
Please note that work permits are approved for a particular job placement with a specific employer. As a result, when you have a work permit you are not eligible to be employed in another position and virtually any important adjustments made to your role in the organization should be authorized by Immigration.

In addition, if you wish to change employer and occupy a job with a completely different organization in the Cayman Island, a letter must be written by your existing employer to Immigration giving release from current work permit. This means that it best to ensure that you want to take a certain position prior to enacting a contract for a long term. As soon as you are employed, you need to take a moment to think about your circumstances prior to your prospective employer submitting the application to renew your work permit, since you are essentially bound to this organization from the date of application until the permit expires; except in cases where your permit is terminated upon the request of your employer.

Keep in mind that the better positions will generate more interest in the regional workforce, so it would be even harder for you to be given a work permit in this instance.
Some of the occupations that would be justifiably unappealing for job seekers in Cayman are primarily positions offering minimal job security; unpredictable or anti-social working hours or comes with an income stream which is unstable or unreliable to some extent. For instance construction, office temping, food and beverage service, nursing and the majority of sales positions which are paid based on commission.

Immigration rules determine that people might not live in the Islands during the processing of the application for work permit application. This basically indicates that you need to either obtain job prior to travelling or make plans to return to your country to wait for the results of your application.
One important thing to keep in mind is that your children or spouse are not instantly eligible to live in Cayman although you may have a legitimate work permit, since he or she need to be the person who is the named dependant on your permit and you are required to get a different application. In addition to other issues, the Immigration Department might consider your financial abilities to provide support for your dependants.

During 2004, there was a" roll over" immigration guideline which was introduced and this currently enables all foreign expatriate employees to stay in the Cayman Island living and working for no more than 7 years except if the person possesses specialized skills and proficiency which can be viewed as vital for the company and/or the community at large.

Now it is easy for all organizations (and obligatory for companies that employ over fifteen expatriate employees) to furnish a staffing plan for their business to Immigration. As soon as this staffing plan is examined, discussed and authorized this details all the positions in the company which are regarded as exempt. A position which is exempt might enable you to stay on the Island in excess of the term limitation of 7 years and could well give you a chance to make an application to get permanent residency.

How to find Jobs in Cayman
There are a large number of job opportunities obtainable in Cayman, but when you are living in another country it could be extremely difficult to submit applications directly to local companies. Many organizations in Cayman get an ongoing and limitless onslaught of job applications from persons abroad, but not many will consider them genuine. On top of that, the process of obtaining employment will be even more problematic because of the prerequisite to advertise all position before work permit applications or yearly renewal.

Even though it might be possible to find positions being advertised, this could prove to be extremely hard if you want to get suitable employment using this approach. Typically, the most beneficial technique to getting good jobs on the Islands is dependent upon the type of position you are qualified for and also how earlier you are able to relocate.
Some of the opportunities available for professionals include:

Qualified accountants, this is especially beneficial for individuals with experience in insurance or investment. Most of the international and commonwealth accountant designation are recognized in Cayman.
Next, you have the lawyers who are generally required to have a minimum of 3 years post-qualification working experience within a legal system in British Commonwealth. In addition it would help for them to have prior experiences in financial services, ideally in insurance, commercial litigation, structured finance, insolvency or mutual and/or hedge funds.

In conclusion, although this is just a brief outline of what is required for you to work and live in the Cayman Islands, it is possible to get additional help if you explore the resources online.